<section class="styles--3vx-H" data-ui="job-description"><h3>Description</h3><h3>About Reserv</h3><p>Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike.</p><p>We have ambitious (but attainable!) goals and need adjusters who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can’t wait to meet you.</p><p> </p><h3>About the role</h3><p>We are seeking a highly organized and customer-focused Auto Delivery & Rideshare Total Loss Adjuster to join our team in support of a leading auto delivery & rideshare client. In this role, you’ll handle total loss claims involving vehicles used in active auto delivery & rideshare service. That includes working with drivers, body shops, salvage vendors, rental providers, and appraisers to deliver fair, fast, and accurate settlements.</p><p>You'll be responsible for confirming total losses, validating valuations for high-mileage and commercially used vehicles, and coordinating the recovery process from end to end. Timely communication and efficiency are critical — these vehicles are not just insured assets, but sources of livelihood.</p><p>You’ll also contribute valuable insights to help refine our internal tools and workflows by working directly with product and engineering teams focused on transforming how rideshare claims are handled.</p><p> </p><h3>Who you are</h3><ul><li>Highly motivated and growth-oriented. You're excited by the prospect of building a tech-driven claims org.</li><li>Passionate claim professional who cares about the customer and their experience.</li><li>Empathetic. You exercise empathy and patience towards everyone you interact with. </li><li>Sense of urgency - at all times. That does not mean working at all hours.</li><li>Creative. You can find the right exit ramp (pun intended) for the resolution of the claim that is in the insured’s best interest. </li><li>Conflict-enjoyer. Conflict does not have to be adversarial, but it HAS to be conversational. </li><li>Curious. You have to want to know the whole story so you can make the right decisions early and action them to a prompt resolution. </li><li>Anti-status quo. You don’t just wish things were done differently, you action on it. </li><li>Communicative. (we'd love to know what this means to you)</li><li>And did we mention, you have a sense of humor. Claims are hard enough as it is. </li></ul><p> </p><h3>What we need</h3><p>We need you to do all the things typical to the role:</p><ul><li>Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls and resolving customer requests</li><li>Gather necessary information from customers to successfully adjudicate the claim and explain policy, coverage, and appropriate course of action</li><li>Manage an inventory of claims, establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim</li><li>Coordinate with our salvage vendor partners for the movement of damaged vehicles and assist with rental reimbursement</li><li>Recognize recovery opportunities in regards to subrogation and salvage, as well as total loss</li><li>Ensure compliance with specific state regulations, policy provisions, and standard operating procedures</li><li>Negotiating and communicating all total loss settlements per company and state guidelines within approved payment authority</li><li>Provide input for continuous development of claims guidelines, best practices, and process improvements</li><li>Oversee and direct outside investigative service providers and work closely with the client and client counsel and investigative services to resolve the claim</li><li>Engage in learning opportunities to build knowledge of personal lines claims, court decisions impacting the claims function, current guidelines in claims function, and policy changes and modifications</li></ul><h2> </h2><h2>Requirements</h2><ul><li>Bachelor's degree (lack of one should not stop you from applying if you possess all the other qualifications)</li><li>Minimum of 3 years of experience on point and concentrated in total loss claims adjusting, ideally with:</li><ul><li>Vehicles used for rideshare or commercial purposes</li><li>First-party comp and collision</li><li>Third-party property damage liability</li><li><strong>Experience with Auto Delivery and/or Ride Share (or TNC/Livery) is required.</strong></li></ul><li>Active insurance adjuster’s license by way of a designated home state, or home state</li><li>Willing to obtain all licenses within 60 days, including completing state required testing</li><li>Knowledge of state regulations, policy provisions, and standard operating procedures</li><li>Commercial experience preferred</li><li>Ability to analyze and evaluate complex data and make sound decisions based on established guidelines, policies, and procedures</li><li>Curious and motivated by problem solving and questioning the status quo</li><li>Desire to engage in learning opportunities and continuous professional development</li><li>Willingness to travel for client and claims needs</li></ul><h2> </h2><h2>Benefits</h2><ul><li data-stringify-indent="0" data-stringify-border="0">Generous health-insurance package with nationwide coverage, vision, & dental</li><li data-stringify-indent="0" data-stringify-border="0">401(k) retirement plan with employer matching</li><li data-stringify-indent="0" data-stringify-border="0">Competitive PTO policy – we want our employees fresh, healthy, happy, and energized!</li><li data-stringify-indent="0" data-stringify-border="0">Generous family leave policy effective after 8 months of continuous work</li><li data-stringify-indent="0" data-stringify-border="0">Work from anywhere to facilitate your work life balance</li><li data-stringify-indent="0" data-stringify-border="0">Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!</li></ul><p> </p><p>Additionally, we will</p><ul><li>Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role</li><li>Work toward reducing and eliminating all the administrative work from an adjuster role</li><li>Foster a culture of empathy, transparency, and empowerment in a remote-first environment</li></ul><p><br>At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!</p></section>