Technical Underwriter, Insurance Innovation

ABOUT BESTOW

Bestow is a leading insurance technology platform serving some of the world's largest and most innovative life insurers. We are on a mission to increase financial stability for everyone. Bestow is a team of mission-driven, results-oriented individuals. We offer all employees a remote (contiguous 48 only)/hybrid workplace, meaningful benefits, substantial growth opportunities, and equity.

Bestow participates in the E-Verify Program.

ABOUT THE TEAM

As a Technical Underwriter, you will be a part of the Insurance Innovation Team working across Bestow’s Marketing, Customer Experience, Data Science, User Experience, Actuarial, Legal/Compliance, and Engineering Teams. As the industry evolves rapidly, you will help develop solutions that balance efficiency, flexibility and solid risk management protocols.

This role reports to the Director of Underwriting Strategy and is open to Dallas, TX, or Remote (US). #LI-Remote

WHAT YOU’LL DO

Bestow is looking for a Technical Underwriter to contribute in the following ways:

Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.
Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.
Monitor underwriting metrics and data to identify opportunities and recommend improvements.
Execute underwriting strategy and follow established underwriting guidelines.
Execute administrative tasks such as underwriting data vendor audits, reinstatements/reconsiderations, and initial rescission reviews.

WHO YOU ARE

5+ years of production life insurance underwriting experience.
1+ years experience with underwriting rules engines.
AALU, ALMI, or CLU preferred.
Strong technical background, including proficiency with data analysis..
Experience working with MIB codes and procedures.
Experience evaluating and recommending action on possible rescissions and contestable claims.
Experience conducting underwriting audits.
Experience conducting User Acceptance Testing (UAT).
An understanding of the legal/compliance framework for life insurance and underwriting.
A self starter who excels in an independent work culture.
Adaptable and willing to embrace change.

TOTAL REWARDS

At Bestow, we’re proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:

Competitive salary and equity based on role
Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs
100% paid-premium option for medical, dental, and vision insurance
Lifestyle stipend to support your physical, emotional, and financial wellbeing
Flexible work-from-home policy and open to remote
Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas’ Deep Ellum, for those who prefer an office setting
Employee-led diversity, equity, and inclusion initiatives

Recent Employer Awards include:

Best Place for Working Parents 2023
Great Place to Work Certified, 2022 + 2023 + 2024
Built In Best Places to Work, 2022 + 2023
Fortune’s Best Workplaces in Texas 2022 + 2023
Fortune’s Best Workplaces in Financial Services and Insurance 2022 + 2023

We value diversity at Bestow. The company will recruit, hire, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.