Sr. Credit FP&A Analyst

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Sr. Credit FP&A Analyst in the United States.

This role offers an exciting opportunity to drive strategic financial planning within a fast-evolving credit environment. As a key contributor to credit performance and forecasting, you will bridge finance, accounting, and product teams to deliver meaningful insights that influence business decisions. Working in a highly data-driven setting, you will analyze credit portfolios, monitor risk indicators, and support the design of sustainable growth strategies. The position combines analytical rigor with business acumen, allowing you to directly impact credit policies and product innovation. You’ll operate in a collaborative, fast-paced environment where autonomy and ownership are encouraged. This is an ideal role for professionals eager to shape financial outcomes through deep analysis and cross-functional influence.

Accountabilities:

Analyze and interpret credit performance metrics, including portfolio trends and origination data, to provide actionable business insights
Act as the primary liaison between finance, accounting, and credit teams to reconcile financial and management reporting
Monitor and explain movements in credit provisions, including allowance for doubtful accounts, from both financial and operational perspectives
Conduct scenario analysis and simulations to assess the impact of new products, credit policies, and strategic initiatives
Lead forecasting processes for credit performance, supporting budgeting cycles and financial planning activities
Collaborate with cross-functional stakeholders to align credit strategies with broader business objectives
Develop and maintain reporting tools, dashboards, and models to enhance decision-making and visibility

Requirements:

Bachelor’s degree in Business Administration, Economics, Accounting, or a related field
Proven experience in FP&A, accounting, or financial analysis with a strong focus on credit operations
Solid understanding of credit metrics such as delinquency rates, roll rates, write-offs, ROI, and provisioning
Hands-on experience with credit products, including personal loans, consumer credit, or credit cards
Strong analytical mindset with the ability to translate complex financial data into clear business insights
Proficiency in spreadsheets and data analysis tools, with experience working with large datasets
Knowledge of financial systems, reporting frameworks, and reconciliation processes
Familiarity with financial services domains such as lending, payments, or risk management is a plus
Strong communication and stakeholder management skills in a cross-functional environment

Benefits:

Competitive, market-aligned compensation package
Fully remote work setup with flexibility to work from anywhere
Monthly home office allowance to support your remote environment
Comprehensive health and dental coverage with no co-pay
Life insurance coverage for added security
Flexible meal allowance to suit your lifestyle
Access to wellness and fitness programs
Inclusive and diverse work environment that values individuality and collaboration

How Jobgether works:

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Why Apply Through Jobgether?

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

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