Commercial Banking Professionals - AI Residency (Part-time) | Frontier AI Research

About Us Mentis AI works at the intersection of institutional finance expertise and frontier AI systems. Our team combines deep financial services experience (Lazard, Partners Group) with machine learning and applied AI research. Operating across London and San Francisco, we collaborate with leading AI labs to improve how models reason, generalize, and make decisions in high-stakes financial contexts.

The Opportunity AI is rapidly becoming embedded into core banking workflows — from credit underwriting and borrower evaluation to facility structuring and portfolio monitoring. This residency is designed for commercial and corporate banking professionals who want early, practical exposure to how advanced AI systems are built, evaluated, and improved in the context of institutional lending.

You will:

• Construct expert benchmarks: Build and validate real-world credit analyses, borrower assessments, and lending frameworks used to evaluate frontier AI systems.

• Stress-test model reasoning: Diagnose weaknesses in AI-generated credit analyses, identifying where logic, assumptions, or underwriting intuition fail.

• Design frameworks: Translate how bankers evaluate borrower risk, structure credit facilities, and manage corporate relationships into problems that push the limits of AI reasoning.

• Compare human vs. machine judgment: Systematically evaluate divergence between professional credit judgment and AI outputs across commercial and corporate lending contexts.
  
  

Why This Experience Is Valuable

• You will be among the first banking professionals to work directly on how frontier AI models reason about credit underwriting and corporate lending.

• A distinctive profile for anyone who wants to sit at the intersection of banking and AI — whether at a financial institution, an AI company, or building something themselves.

• Hands-on exposure to how AI is reshaping lending workflows, from credit approval and borrower evaluation to facility structuring and portfolio risk management.
  
  

Who You Are

• 3–8 years of experience in commercial or corporate banking at a money center or regional bank (e.g. J.P. Morgan Commercial Banking, Bank of America, Wells Fargo, Citi, PNC, U.S. Bank, Truist, Fifth Third, KeyBank, Huntington)

• Associate or VP level in corporate or commercial lending

• Strong credit analysis skills: spreading financials, writing credit approval memos, and assessing borrower risk profiles across industries

• Experience structuring revolving credit facilities, term loans, and ancillary treasury/cash management products

• Familiarity with industry-specific underwriting criteria (manufacturing, healthcare, real estate, ABL, sponsor finance, etc.)

• Genuine intellectual curiosity about the application of AI in financial services
  
  

Residency Structure

• Commitment: 15+ hours/week, flexible scheduling

• Location: Remote globally, or in-person if based in London or San Francisco

• Compensation: Paid professional engagement

• Start date: Immediate / Rolling