<div class="content-intro"><p>At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.</p></div><p>The Bank Compliance Technology Analyst supports the technical operation and continued development of the Affirm Bank Compliance and BSA/AML programs. This role translates regulatory, policy, and operational requirements into effective systems, rules, workflows, reporting, and automated controls.</p><p>The analyst will partner closely with Bank Compliance, Financial Crimes Operations, Product, Engineering, Data, and other stakeholders to ensure Affirm Bank’s compliance technology remains reliable, scalable, well-controlled, and audit-ready.</p><h2>What You'll Do</h2><ul><li>Support the technical design and operation of Affirm Bank’s BSA/AML and broader compliance programs.</li><li>Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and other compliance controls.</li><li>Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes.</li><li>Translate compliance requirements into clear system logic, technical requirements, and operational processes.</li><li>Conduct testing of rules, workflows, system changes, and automated decisions before and after implementation.</li><li>Monitor control performance, data quality, system reliability, and operational outcomes.</li><li>Analyze alerts, cases, customer activity, and control results to identify gaps and recommend improvements.</li><li>Develop dashboards and reporting for Bank Compliance leadership, governance committees, audits, examinations, and regulatory inquiries.</li><li>Maintain documentation covering system logic, rule changes, testing, approvals, issues, and remediation.</li><li>Support the implementation of automated and agent-enabled compliance workflows with appropriate oversight and escalation controls.</li><li>Coordinate technical issues, enhancements, and roadmap priorities across Compliance, Operations, Product, Engineering, Data, and third-party vendors.</li><li>Help ensure compliance technology adapts to new products, regulatory expectations, and changes to Affirm Bank’s risk profile.</li></ul><h2>What We Look For</h2><ul><li>5+ years experience supporting compliance technology, BSA/AML, financial crimes, banking operations, risk systems, or a related function.</li><li>Understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.</li><li>Ability to translate policy or regulatory requirements into practical technical and operational solutions.</li><li>Strong analytical skills, including experience evaluating data, identifying trends, and investigating control-performance issues.</li><li>Experience with workflow tools, case-management platforms, dashboards, data queries, or system configuration.</li><li>Strong written communication and documentation skills.</li><li>Ability to work effectively across Compliance, Operations, Product, Engineering, and Data teams.</li><li>Strong attention to detail and an understanding of testing, change management, governance, and audit readiness.</li></ul><h2>Preferred Experience</h2><ul><li>Experience supporting a regulated bank or bank-partnership environment.</li><li>SQL, Python, Databricks, Snowflake experience</li><li>Experience with transaction-monitoring rules, model tuning, system implementation, or control testing.</li><li>Knowledge of BSA/AML regulations and related regulatory expectations.</li><li>Experience supporting regulatory examinations, internal audits, model validation, or compliance testing.</li></ul><p><br><strong>Base Pay Grade</strong> - K<br><strong>Equity Grade </strong>- 6</p><p>Employees new to Affirm <em>typically come in at the start of the pay range</em>. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.</p><p>Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)</p><p><strong>USA base pay range (CA, WA, NY, NJ, CT) per year:</strong> $145,000 - $205,000<br><strong>USA base pay range (all other U.S. states) per year:</strong> $128,000 - $188,000</p><p>Please note that visa sponsorship is not available for this position.</p><p>#LI-Remote</p><div class="content-conclusion"><div><p><strong>Remote-first with flexibility built in</strong><strong><br></strong>Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.</p><p><strong>Benefits designed for you</strong><strong><br></strong>Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:</p><ul><li>Health coverage at no cost: We cover 100% of premiums for employees and their dependents.</li><li>Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.</li><li>Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.</li><li>Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.</li></ul><p>We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.</p><p>For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.</p></div><div><p>By clicking "Submit Application," you acknowledge that you have read Affirm's <a href="https://www.affirm.com/global-candidate-privacy-notice" target="_blank">Global Candidate Privacy Notice</a> and consent to the use of your personal information as described.</p></div></div>