Shape the future of trust in the age of AI
At Oscilar, we're building the most advanced AI Risk Decisioningâ„¢ Platform. Banks, fintechs, and digitally native organizations rely on us to manage their fraud, credit, and compliance risk with the power of AI. If you're passionate about solving complex problems and making the internet safer for everyone, this is your place.
We are seeking a seasoned AML Subject Matter Expert to serve as Oscilar's principal BSA/AML authority and trusted advisor to our customers and partners. This critical role bridges deep regulatory expertise with practical implementation guidance, ensuring our clients achieve robust AML compliance while leveraging Oscilar's innovative platform. You will be the voice of BSA/AML best practices throughout the customer journey, from pre-sales through post-implementation, building confidence in our FinCrime solutions and ensuring successful, compliant deployments.
Serve as the lead AML expert during prospect engagements, demonstrating deep understanding of regulatory requirements and compliance challenges
Conduct compliance readiness assessments and gap analyses for prospective clients
Partner with sales teams to articulate how Oscilar addresses specific BSA/AML pain points and regulatory obligations
Provide expert responses to RFPs/RFIs, particularly on regulatory compliance and audit readiness sections
Lead executive briefings with CCOs, Compliance Officers, and BSA Officers to establish credibility and trust
Demonstrate Oscilar's compliance capabilities through use case scenarios and regulatory mapping
Act as the BSA/AML voice during implementation, ensuring solutions meet regulatory standards and audit requirements
Develop and maintain implementation best practices aligned with regulatory expectations
Guide customers on proper configuration of transaction monitoring rules, risk scoring, and alert workflows
Review and approve AML program designs to ensure regulatory compliance across jurisdictions
Provide expertise on regulatory reporting requirements and ensure proper SAR/CTR generation capabilities
Conduct pre-go-live compliance reviews and sign-offs
Create audit-ready documentation and validation frameworks
Provide ongoing regulatory guidance as requirements evolve and new regulations emerge
Support customers during regulatory examinations and audit preparations
Conduct periodic compliance health checks and optimization reviews
Advise on regulatory changes and their impact on existing implementations
Facilitate peer learning through customer advisory boards and best practice sharing
Monitor regulatory enforcement actions and translate learnings into platform improvements
Represent Oscilar at regulatory roundtables and industry compliance forums
Develop white papers and guidance documents on AML compliance best practices
Build relationships with regulatory bodies and stay current on examination priorities
Create training content for internal teams on BSA/AML requirements and trends
Contribute to product roadmap with compliance-driven feature requirements
Serve as internal subject matter expert for product and engineering teams
8-12+ years of hands-on BSA/AML compliance experience in financial institutions
Direct experience with BSA/AML program management, including policy development and implementation
Proven track record of successfully navigating regulatory examinations and audits
Experience working with AML technology platforms from a compliance perspective
Background in both traditional banking and fintech/digital banking environments preferred
Expert-level knowledge of BSA, USA PATRIOT Act, OFAC requirements, and FinCEN guidance
Deep understanding of regulatory expectations for transaction monitoring and customer due diligence
Experience with SAR filing requirements and narrative writing best practices
Knowledge of state-level AML requirements and international regulations (FATF, AMLD)
Familiarity with regulatory enforcement trends and examination procedures
Understanding of model risk management (SR 11-7) as it applies to AML
Strong understanding of AML technology capabilities and limitations
Ability to translate regulatory requirements into technical specifications
Experience with data quality requirements for effective AML programs
Knowledge of risk-based approach to AML program design
Familiarity with AI/ML applications in compliance and associated regulatory considerations
Exceptional ability to communicate complex regulatory concepts to diverse audiences
Proven track record building trust with compliance executives and regulators
Strong presentation skills for both technical and executive audiences
Ability to influence and guide cross-functional teams
Experience training and mentoring compliance professionals
Customer-focused mindset with consultative approach
CAMS certification required; CAFP, CFE, or similar certifications highly valued
Bachelor's degree in Finance, Criminal Justice, or related field; advanced degree preferred
Experience with specific verticals: correspondent banking, MSBs, crypto/digital assets
Previous experience in Big 4 consulting or regulatory agency
Knowledge of privacy regulations and their intersection with AML requirements
Experience with consent orders and remediation programs
Published articles or speaking experience at compliance conferences
Customer confidence scores and reference-ability
Successful regulatory examinations for implemented solutions
Time to compliance for new implementations
Reduction in customer compliance findings post-implementation
Internal team compliance knowledge improvements
Industry recognition and thought leadership impact
This position is for remote work. Travel required (approximately 25-30%) for customer engagements, regulatory meetings, and industry events.
Compensation: Competitive salary and equity packages, including a 401k
Flexibility: Remote-first culture — work from anywhere
Health: 100% Employer covered comprehensive health, dental, and vision insurance with a top tier plan for you and your dependents (US and Canada)
Balance: Unlimited PTO policy
Technical: AI First company; both Co-Founders are engineers at heart; and over 50% of the company is Engineering and Product
Culture: Family-Friendly environment; Regular team events and offsites
Development: Unparalleled learning and professional development opportunities
Gear: Home office setup assistance
Impact: Making the internet safer by protecting online transactions
Loading similar jobs...
Discover fully remote job opportunities in the United States at USA Remote Jobs. Apply for roles like Software Developer, Customer Service Specialist, Project Manager, and more!